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want to buy a condo What do I need to prepare?


  want to buy a condo What do I need to prepare?  This article will bring you to understand the various expenses that follow if thinking of buying a condo. that is not just borrowing money Come to pay by installment with the bank. But there are many other hidden costs that readers still need to understand.  The process of buying a condo - make a reservation - sign a contract - Installment down payment - Apply for a loan with the bank - Transfer ownership (If buying a condo that has been completed, there will be no down payment installment process)  🔸Expenses during the contract period, including reservation fees, contract fees and down payment. - Reservation fee or purchase deposit It is the first expense paid for the project. interested in buying - Contract fee is an ongoing expense from the reservation fee by making a purchase contract. - Down payment (in the case of buying a condo under construction) is a direct installment with the project The down payment is 10-15% of the loan price, so it's not related to bank interest.  🔸 Expenses during the transfer of ownership include appraisal fees, mortgage registration fees, transfer fees. stamp duty Fire insurance Insurance for water-electric meters central fund and the common fee in advance - Appraisal fee It is the money that the bank collects as a fee for the bank to assess the price. But some banks don't charge. - Mortgage fee is the part paid to the bank. If the loan amount is more than 3 million baht, the mortgage payment is 1% of the loan amount, but if it is less than 3 million baht, 0.01% of the loan amount will be paid. - Transfer fee 2% of loan amount - Central fund fee It is an expense for project management in various matters. - stamp duty It is an expense paid to the bank. To pay to the Revenue Department will collect at 0.05% of the loan amount. - Fire insurance - Water meter insurance - electricity - common fee in advance It is the cost of security maintenance in the project which is collected in advance annually.  Other expenses include room inspection fees, decoration fees, electrical appliances fees furniture, etc.  ------------------------------------------------------------------------------------- Interested in online marketing care services | online marketing | complete graphics | can contact us anytime | brand building | online marketing | online marketing plan | brand building | Facebook fan page care | Take care of LINE OA. You can contact us 24 hours a day.   Details of online marketing services >> https://www.chatstickmarket.com/langran Examples of various brands that we take care of online marketing >>https://www.chatstickmarket.com/portfolio ---------------------------------------------------------------------------------------  💙 Consult our team 💙 📱Tel : 0840104252 📱0947805680 Office Hotline : 034-900-165 , 02-297-0811 (Monday-Friday) 📨 Inbox : http://m.me/ChatStick.TH ┏━━━━━━━━━┓ 📲 LINE: @chatstick ┗━━━━━━━━━┛ or click https://goo.gl/KuzCpM 🎉 details at http://www.chatstickmarket.com/langran 🎉 See our work at https://www.chatstickmarket.com/portfolio

want to buy a condo What do I need to prepare?


This article will bring you to understand the various expenses that follow if thinking of buying a condo. that is not just borrowing money Come to pay by installment with the bank. But there are many other hidden costs that readers still need to understand.


The process of buying a condo

- make a reservation

- sign a contract

- Installment down payment

- Apply for a loan with the bank

- Transfer ownership

(If buying a condo that has been completed, there will be no down payment installment process)


🔸Expenses during the contract period, including reservation fees, contract fees and down payment.

- Reservation fee or purchase deposit It is the first expense paid for the project. interested in buying

- Contract fee is an ongoing expense from the reservation fee by making a purchase contract.

- Down payment (in the case of buying a condo under construction) is a direct installment with the project The down payment is 10-15% of the loan price, so it's not related to bank interest.


🔸 Expenses during the transfer of ownership include appraisal fees, mortgage registration fees, transfer fees. stamp duty Fire insurance Insurance for water-electric meters central fund and the common fee in advance

- Appraisal fee It is the money that the bank collects as a fee for the bank to assess the price. But some banks don't charge.

- Mortgage fee is the part paid to the bank. If the loan amount is more than 3 million baht, the mortgage payment is 1% of the loan amount, but if it is less than 3 million baht, 0.01% of the loan amount will be paid.

- Transfer fee 2% of loan amount

- Central fund fee It is an expense for project management in various matters.

- stamp duty It is an expense paid to the bank. To pay to the Revenue Department will collect at 0.05% of the loan amount.

- Fire insurance

- Water meter insurance - electricity

- common fee in advance It is the cost of security maintenance in the project which is collected in advance annually.


Other expenses include room inspection fees, decoration fees, electrical appliances fees furniture, etc.


-------------------------------------------------------------------------------------

Interested in online marketing care services | online marketing | complete graphics | can contact us anytime | brand building | online marketing | online marketing plan | brand building | Facebook fan page care | Take care of LINE OA. You can contact us 24 hours a day.

Details of online marketing services

Examples of various brands that we take care of online marketing

---------------------------------------------------------------------------------------


💙 Consult our team 💙

📱Tel : 0840104252 📱0947805680

Office Hotline : 034-900-165 , 02-297-0811 (Monday-Friday)

┏━━━━━━━━━┓

📲 LINE: @chatstick

┗━━━━━━━━━┛


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