Pay off debt quickly with 4 steps⚡️

Pay off debt quickly with 4 steps⚡️

In this article, we present a method on the subject of techniques to pay off debt faster to leave each other. If you're ready, let's go see it.

🔸The first step is to stay calm and do a survey of all the debts you have.

By writing this detail that is all currently available. for example Who do you owe? debt caused by what outstanding debt There is a burden to pay monthly debts. Remaining installment period or due date each month and make other detailed notes that are necessary according to their own needs

🔸 Second step To survey the ability to pay off debt.

Usually, debt serviceability is based on the difference between income and expenses, and although some may say that some of the debt has already been deducted from their salary. by the ability to pay debt In addition to being used in repayment planning, it can also be used for planning savings and debt in Thailand in the future by providing an income and expenditure account.

🔸 Third step Make a plan for paying off debts.

When you get this list to be paid, then you make a plan for repaying the debt in a timeline and may find that.

- Debts payable that are less than their ability to pay their debts The excess amount may be used to pay off more debts than the creditor stipulates in order to pay off the debt faster or may use this excess money to make a savings plan for additional investments.

- Debts payable that are greater than the ability to pay off debt This shows that the failure to pay off the debt as the creditor stipulated may lead to bad debt problems or may require additional forms of obligations.

🔸 Fourth step to pay off the debt according to the plan and make a savings plan

In this final step, it is to pay off the debt according to the plan that has been laid out as the most important step, because no matter how well planned, but if unable to follow the planned burden Liabilities will not be exhausted as specified. And when all debts have been paid off, it should be planned for further savings and investments.

How are you? Hope that this article will be useful for all readers and see you in the next article.

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