Things you should know ❗️ before using a credit card

Things you should know ❗️ before using a credit card

every time we spend It means that we have more credit card debt. Many people believe this, right? According to the credit card contract, there is a grace period. which the owner will pay us in advance for the whole month for free There is no interest either.

📌 Why should we not pay the minimum interest?

- The system will think that we do not pay in full according to the specified period

- The interest that must be paid will be multiplied by 2 (the first amount is calculated from the product price The second lump is calculated from the amount that has not been paid or has not been paid in full)

- We won't be able to get out of the credit card recovery loop at all.

- enough to pay the minimum The bank will cut the grace period. This means that interest will continue to be charged.

- Credit card interest rate is approximately 16% / year and there is a daily interest charge as well.

📌 Credit card goals

- Convenience, no need to carry large sums of money

- get special privileges from using credit cards, discounts, accumulating points, paying installments for products

- Maintain liquidity for yourself

- Prevent investments going into meat

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