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What is policy expropriation❓


What is policy expropriation❓  In this article, we would like to present about what should be known about the so-called expropriation policy to leave each other. If you're ready, let's go see it.  📌 get to know Policy expropriation Policy surrender is to request for cancellation of the policy in order to request cash from the life insurance company in the amount that has been specified in the policy value table and that the contract is terminated.  📌Advantages of expropriation 1. In the case of buying life insurance that is wrong from the beginning Most of the time, people tend to buy life insurance because they are sold more than they are bought. and have no knowledge and understanding of the policy that has been purchased Which the policy expropriation is originally to buy a policy that is suitable and can allow you to choose the insurance that has in terms of protection according to their needs.  2. In the event that the original policy does not meet the needs for example Originally, the policy was purchased with a high sum insured because of the burden of liability, but at present, the burden of liability has been reduced or there is no amount of debt. Therefore, there is no need to bear the burden of paying high insurance premiums. for a higher sum insured The expropriation of the policy is to reduce the burden or to look for new, better ways to save money.  3. In the event that the new policy provides more benefits than the original policy In which, when choosing a policy, you should buy a policy that is suitable for you.  4. In the case of administrative expenses because the burden of paying life insurance premiums should not exceed 10% of the net income after tax deduction Life insurance is a long-term savings contract that requires compliance with the contract. If there is an unstable income, it may be unable to pay the premiums. which will have a negative effect on the management plan Therefore, you should choose to pay the insurance premiums in the insurance that is most suitable for you and make the surrender of the insurance that is not suitable.  📌 Disadvantages of policy expropriation 1. If there is an expropriation of a life insurance policy The policy should be surrendered or canceled within 15 days after the receipt of the insurance policy document has been signed. By law, there is a request for the right to cancel the contract and waive the money back. which will receive the money that has been paid back If there is an expropriation after 15 days, then will get cash value or that is known as the surrender value which is generally less than the premium paid  2. When you get older In order to buy a new life insurance in the same form, you will have to pay higher premiums. Because most of the life insurance premiums are fixed rates, i.e. in the first year of paying the premiums, how much will they be paid throughout the policy period? If there is an expropriation and the insurance is in the same way, it will have to pay premiums that are more expensive than ever.  3. At the time of the new life insurance If there are health problems Life insurance companies may not accept or, if they do, will be required to pay higher premiums or exclude coverage for damages from contagious diseases. While the old life insurance may be able to provide protection in every as usual without exception  How are you doing? Hope this article will be useful for all readers and see you in the next article.  ------------------------------------------------------------------------------------- Interested in online marketing care services | online marketing | complete graphics | can contact us anytime | brand building | online marketing | online marketing plan | brand building | Facebook fan page care | Take care of LINE OA. You can contact us 24 hours a day.   Details of online marketing services >> https://www.chatstickmarket.com/langran Examples of various brands that we take care of online marketing >>https://www.chatstickmarket.com/portfolio ---------------------------------------------------------------------------------------  💙 Consult our team 💙 📱Tel : 0840104252 📱0947805680 Office Hotline : 034-900-165 , 02-297-0811 (Monday-Friday) 📨 Inbox : http://m.me/ChatStick.TH ┏━━━━━━━━━┓ 📲 LINE: @chatstick ┗━━━━━━━━━┛ or click https://goo.gl/KuzCpM 🎉 details at http://www.chatstickmarket.com/langran 🎉 See our work at https://www.chatstickmarket.com/portfolio

What is policy expropriation❓


In this article, we would like to present about what should be known about the so-called expropriation policy to leave each other. If you're ready, let's go see it.


📌 get to know Policy expropriation

Policy surrender is to request for cancellation of the policy in order to request cash from the life insurance company in the amount that has been specified in the policy value table and that the contract is terminated.


📌Advantages of expropriation

1. In the case of buying life insurance that is wrong from the beginning Most of the time, people tend to buy life insurance because they are sold more than they are bought. and have no knowledge and understanding of the policy that has been purchased Which the policy expropriation is originally to buy a policy that is suitable and can allow you to choose the insurance that has in terms of protection according to their needs.


2. In the event that the original policy does not meet the needs for example Originally, the policy was purchased with a high sum insured because of the burden of liability, but at present, the burden of liability has been reduced or there is no amount of debt. Therefore, there is no need to bear the burden of paying high insurance premiums. for a higher sum insured The expropriation of the policy is to reduce the burden or to look for new, better ways to save money.


3. In the event that the new policy provides more benefits than the original policy In which, when choosing a policy, you should buy a policy that is suitable for you.


4. In the case of administrative expenses because the burden of paying life insurance premiums should not exceed 10% of the net income after tax deduction Life insurance is a long-term savings contract that requires compliance with the contract. If there is an unstable income, it may be unable to pay the premiums. which will have a negative effect on the management plan Therefore, you should choose to pay the insurance premiums in the insurance that is most suitable for you and make the surrender of the insurance that is not suitable.


📌 Disadvantages of policy expropriation

1. If there is an expropriation of a life insurance policy The policy should be surrendered or canceled within 15 days after the receipt of the insurance policy document has been signed. By law, there is a request for the right to cancel the contract and waive the money back. which will receive the money that has been paid back If there is an expropriation after 15 days, then will get cash value or that is known as the surrender value which is generally less than the premium paid


2. When you get older In order to buy a new life insurance in the same form, you will have to pay higher premiums. Because most of the life insurance premiums are fixed rates, i.e. in the first year of paying the premiums, how much will they be paid throughout the policy period? If there is an expropriation and the insurance is in the same way, it will have to pay premiums that are more expensive than ever.


3. At the time of the new life insurance If there are health problems Life insurance companies may not accept or, if they do, will be required to pay higher premiums or exclude coverage for damages from contagious diseases. While the old life insurance may be able to provide protection in every as usual without exception


How are you doing? Hope this article will be useful for all readers and see you in the next article.


-------------------------------------------------------------------------------------

Interested in online marketing care services | online marketing | complete graphics | can contact us anytime | brand building | online marketing | online marketing plan | brand building | Facebook fan page care | Take care of LINE OA. You can contact us 24 hours a day.

Details of online marketing services

Examples of various brands that we take care of online marketing

---------------------------------------------------------------------------------------


💙 Consult our team 💙

📱Tel : 0840104252 📱0947805680

Office Hotline : 034-900-165 , 02-297-0811 (Monday-Friday)

┏━━━━━━━━━┓

📲 LINE: @chatstick

┗━━━━━━━━━┛

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