What is Unit-Linked?
What is Unit-Linked?
Unit Linked (Unit-Linked) is a life insurance that is attached to investment. The insurance premium will be divided into 3 parts as follows
- part of coverage
The insurer can choose for himself whether Premiums paid will focus on coverage. or focus on investment The insurer can choose the fund. and proportion to be invested Therefore, it is an opportunity to earn more returns. The insurer bears all risks at his own risk. and the value invested can be used to pay for insurance and other expenses of the policy
- operating costs
is various operating expenses such as policy administration fees agent commission, etc.
- investment
It is the money invested in mutual funds. provided by the insurance company
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