Did you know that freelancers can also use social security❓

Did you know that freelancers can also use social security❓

For those who do independent work Whether it's freelance, hired, traded, as well as all occupations that are not bound by any organization, can get social insurance as well as office workers. have access to public health welfare by applying as an insured person under Section 40 Start paying contributions for only 70 baht per month and what protection will you receive? Let's see...

🔹 Conditions for applicants to be insured under section 40

For an insured person under section 40, the following conditions must be met:

- A self-employed person or informal workers

- At least 15 years of age but not more than 60 years of age

- Not being insured under Section 33 and Section 39

- Not being a government official or an occupation exempted under social security rights

- Persons with disabilities who cannot recognize their rights to be insured

🔹Benefits of Social Security Section 40

If you are enrolled as a Section 40 Social Security, freelancers have three options for making contributions and receiving benefits. Let's take a look and see what's interesting about all three.

🔹Option 1 pays a contribution of 70 baht per month

Contributions are paid 100 baht per month, which is 70 baht for the insured and 30 baht for government contributions. This option is considered the lowest contribution. They will receive the following benefits:

1. In the event of an accident or illness

- Receive income compensation for sickness and hospitalization 300 baht per day, up to a maximum of 30 days.

- When a doctor orders a leave of absence to recuperate at home for 3 days or more, compensation of 200 baht per day will be given, up to a maximum of 30 days.

- If a doctor orders a leave of work for only 1-2 days (with a medical certificate), will receive a compensation of 50 baht per day, but can use the right not more than 3 times per year.

2. In case of disability

Receive income compensation of 500-1,000 baht per month for a period of not more than 15 years, the amount of which will depend on the period of payment of contributions in the past.

3. In case of death

- Will receive funeral expenses of 20,000 baht

- If the contribution is paid at least 60 months before death will receive an allowance of 3,000 baht

🔹Option 2: Pay contributions of 100 baht per month

Choose to pay contributions of 150 baht per month, equal to 100 baht of the insured's money and 50 baht from the government by providing protection benefits in the main cases as follows

1. In the event of an accident or illness, disability and death

will be protected Same as all Social Security Section 40, Option 1

2. The case of old age

- It is an additional benefit from option 1

- Receive a lump sum pension with a return on the interest paid on contributions

- If you want to receive a larger sum of money in retirement This can be done by paying more contributions. but must not exceed 1,000 baht per month

🔹Option 3 Paying contributions 300 baht per month

This option is the highest paying option. is the contribution of 450 baht per month, which is 300 baht for the insured, and 150 baht for government subsidies, but the benefits will be up to 5 items as follows

1. In the event of an accident or illness

- Upon being admitted to the hospital, compensation of 300 baht per day will be paid, up to a maximum of 90 days.

- If the doctor orders you to stop working Staying at home for 3 days or more will receive compensation of 200 baht per day, up to a maximum of 90 days per year.

2. In case of disability

Receive the same benefits as options 1 and 2 and receive lifetime compensation.

3. In case of death

received 40,000 baht for funeral expenses

4. The case of old age

Receive a lump sum return with interest But if the contributions are made for 180 months, an additional payment of 10,000 baht will be received.

5. Child support

In this case, there is only option 3, where the insured will receive 200 baht / month / 1 child, not more than 2 people at a time, can be entitled from birth to 6 years of age.

🔹 Where can I apply?

1. Social Security offices all over the country except head office Ministry of Health

2. Apply via internet > https://bit.ly/3ioyPei

3. Apply at any 7-Eleven branch

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