What is Payment Gateway ❓ Get to know before making an online website.

What is Payment Gateway ❓ Get to know before making an online website.

At present, the situation of the COVID-19 epidemic This must be accepted that Online shopping is increasingly playing a role in the daily life of Thai people. From the past, many online shoppers will pre-order products from abroad. which takes a long time to order But in this situation of the Covid-19 epidemic, many Thai people have turned to buy products online many times more. Because it is convenient, fast, and can prevent encounters to prevent the spread of the COVID-19 virus as well, which makes many stores selling offline. Must be adjusted to come out in the form of an online store even more. And another important thing in the online shop system is Payment Gateway. Therefore, it has become more active in online business nowadays, but many people still don't understand this system, right? What is it? and how it works So let's listen.

🔸What is Payment Gateway?

It is an online payment method. that can help pay for various services Quickly and safely, and can also help reduce the time of ordering products on the website system. Currently, there are two types of payment gateways available: online payments with direct bank connections. Also known as Bank, such as Bangkok Bank's Merchant iPay. and online payments through non-bank intermediaries like Paypal and GB Prime Pay.

🔸Why is Payment Gateway important to online websites?

Due to the current online store system There are a lot of users And of course, business competitors are growing as well, and business competition is naturally higher. We therefore need to develop a modern website system. and meet the needs and must provide greater convenience for customers The use of payment gateway system meets the needs of daily life. and is very suitable for the current situation And most importantly, our online store can accept credit card payments. And help close the sale faster as well.

🔸What is the difference between Bank and Non-Bank Payment Gateway?

Payment Gateway Bank, an online payment system that connects directly to the bank will help business and your website is more reliable be safe They also have relatively low fees per transaction.

but direct connection to the bank causing a lot of conditions in the terms of use Deposit must be guaranteed. The low word is about 100,000 baht.

Make this style suitable for the company. or more than a partnership Because there are restrictions on registered capital involved as well.

Payment Gateway Non-Bank meets all businesses Suitable for small and large businesses to partnerships. can be installed easily Plus, no deposit guarantees are required. But the fee per transaction is higher than Bank type.

🔸Payment Gateway Bank

- Merchant iPay (Bangkok Bank)

Online payment service from Bangkok Bank Supports payments in 27 international currencies worldwide, supports credit and debit card payments VISA, MasterCard, UnionPay, JCB and TPN, giving your customers the freedom to choose to pay.

When a customer pays for a product on the website The bank will transfer the money directly to the merchant account. The transaction can be checked immediately from the iPay report on the bank's website.

Merchant iPay will have an initial fee of 1,500 baht, an annual fee of 1,000 baht and a security deposit of 100,000 baht.

The fee per transaction is 3 – 5%.

For MakeWebEasy customers who are interested in Merchant iPay

- K-Payment Gateway (Kasikorn Bank)

Best online payment system from Kasikorn Bank Automatic currency conversion for foreign credit cards supports up to 35 global currencies. It supports both credit and debit card payments VISA, MasterCard, JCB and UnionPay, allowing your customers to shop online 24 hours a day.

no entrance fee and annual fees but must have a 200,000 baht security deposit

The fee rate per transaction is 3 – 5%.

when used with Kasikorn Bank's Diligent SMS Value Added Service It will let you know immediately when customers pay on the website.

- Krungsri Biz Payment Gateway

A highly secure online payment system from Krungsri Bank, supports 13 currencies, comes with a security system. Notify information immediately when fraudulent transactions occur.

You can choose to reject transactions from countries with a high risk of card fraud. User ID and password are available for verifying the payment information of each transaction.

There is an entrance fee of 5,000 baht, an annual fee of 10,000 or 25,000, depending on the conditions set by the bank. and must have a security deposit of 200,000 baht

The fee rate per transaction is 3 – 5%.

🔸Payment Gateway Non-Bank

- PayPal

If you are one of the online shoppers too, you must know Paypal for sure!

Paypal online payment system is popular with businesses all over the world. Currently there are users or PayPal Shoppers with over 200 million people worldwide. Supports more than 25 currencies, can convert currencies automatically. Accepts credit and debit card payments PayPal, Visa, Mastercard, AMEX, Discover and UnionPay.

Plus, your customers can pay. without even needing a PayPal account.

The fee is 4.4% + $0.3USD and no other fees are charged.

- GB Prime Pay

Thai bloodline online payment system which is safe according to international standards Supports more than 30 foreign currencies, has a sales data analysis system. for use in marketing planning and develop the business

Fees start at 3%, varying by type of business.

When paying not more than 50,000 baht, a fee of 20 baht is charged.

If the payment is more than 50,000 baht, the fee will be free. (only for credit card payment)

- Omise

The online payment system has a variety of functions to meet business needs. If it is an SME business, a fee of 3.65% will be charged and if it is a large business with sales Or the average amount per transaction is high, Omise will charge a special fee. No other service charges No minimum amount

Omise also has a Recipient feature that allows you to transfer funds to multiple accounts. It is a transfer of money from Omise account to bank, suitable for businesses with small merchants, allowing us to manage money more conveniently.

The fee is 3.65%.

If you want to transfer money from Omise to your bank, a transfer fee will be charged.

30 baht for transfers less than 2 million baht

150 baht for transfers greater than 2 million baht

- 2C2P

The cheapest online payment system! Many people may not be familiar with this name. But did you know that 2C2P can be considered the first? Serving Thailand, almost all major companies in Thailand use 2C2P services, including Facebook itself, as a partner with 2C2P as well.

Accepts credit and debit card payments Visa, MasterCard, American Express, Discover, Diners Club, JCB, and UnionPay.

The fee of 2C2P will be 2.75%.

- Pay Solution

The online payment system that many businesses choose. The payment system is stable. rarely have problems Including the security system SSL (Secure Sockets Layer) that is an international standard. Make online stores confident in using the service.

The Pay Solution fee is 3.60%.

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Details of online marketing services

>> https://www.chatstickmarket.com/langran

Examples of various brands that we take care of online marketing

>>https://www.chatstickmarket.com/portfolio

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