What is PromptPay❓

What is PromptPay❓

Since the government opened PromptPay service At present, there are over 40 million PromptPay subscribers, and most of them are PromptPay linked to their ID card. The highlight of this service is that the state can instantly transfer cash to people. Regardless of which bank account you use Including people transfer money to anyone for free, no fee in the amount of 5,000 baht per time, thereby increasing liquidity for the economy.

🔹What is PromptPay?

PromptPay is a bank account linking service. with a set of numbers, a unique code of a person by choosing PromptPay to be linked with a 13-digit ID card or a mobile phone number for the sake of easier transactions It is a collaboration between the bank and the country's central PromptPay service provider, namely NITMX company that has received the ISO-27001 standard, which outsiders cannot access via the Internet.

🔹 Using PromptPay has the following advantages:

- Transfer money between accounts, across regions, across banks, free of charge However, if the transfer amount exceeds 5,000 baht per transaction, there may be a maximum fee of not more than 10 baht.

- Use to receive welfare benefits from the state quickly

- Reduce cash holdings make users more convenient

- Reduce the printing of government banknotes

- No need to remember bank account numbers make it easy to remember

🔹 How to apply for PromptPay

The function of PromptPay is that applicants must use an account book with the originating bank to apply for PromptPay service via branches, Internet Banking, Mobile Banking, or ATMs.

1. Link any bank account with PromptPay service.

2. Select a method to bind PromptPay data. with a phone number or identification number

3. Receive confirmation of the application via SMS or E-MAIL.

4. Inform the identification number or mobile phone number to the money transferor

5. Verify authenticity when receiving money.

🔹 Differences with traditional money transfers

The steps are the same, just easier than having to remember long bank account numbers. longer transfer time Now who sells online? Just tell the mobile phone number to the customer to transfer money.

🔹Is there really no fee when transferring other banks?

For transfers less than 5,000 baht, regardless of cross-bank transfers Or transfer across districts will have "no fee" at all, but transfers from 5,000 or more will have a fee. (But still cheaper than a normal transfer anyway) with the following rates

– Less than 5,000 baht **No fee**

– 5,000 – 30,000 baht, with a fee of not more than 2 baht

– 30,000 – 100,000 baht, with a fee of not more than 5 baht

– For transfers of more than 100,000 baht or more, there will be a fee of not more than 10 baht.

🔹 Cancel PromptPay

In case you want to change your current bank account link to switch to another account number You can do it yourself via Mobile Banking and choose a service. “Apply for PromptPay”, select the ID card number linked to PromptPay and press “Cancel Account Link” when the cancellation is successful. will get a message "Cancel Success or Done", and that's it, you can cancel PromptPay.

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